The car you want – with fantastic savings
Give yourself a pay rise
Salary Packaging is a great way to reduce the amount of tax you pay and save money on everyday expenses, like running a car. Some of your packaged expenses are paid from your pre-tax salary, reducing your taxable income and leaving more in your pocket to spend on the things you want.
One of the most popular everyday expenses to package is a car. The way you package a car is via a Novated Lease and it's easier and more affordable than purchasing outright. When you take out a Novated Lease, you not only start saving immediately, you save through the life of the lease on your car running costs, whether you lease over 1, 2, 3, 4 or even 5 years.
How it works
Choose your car
New, used, or on the car you already own, use our car leasing calculator to find out how much you could save. Or, simply call us.
It's personal
Tailor your lease to suit your lifestyle. We'll help you to set a budget for your running costs (such as fuel, servicing, registration, and insurance) and, we'll pay this for you throughout the life of your lease. So, there's no out of pocket expenses.
Cruise control your finances
Each payday, there'll be one convenient, budgeted payment deducted, reducing your income tax!
End of lease options
Upgrade to a new car on a new lease, or if you're happy with your existing car you may be able to extend it for a longer term. Whatever you choose, we’re here to help.
Smart savings, easier tax time
In the market for a new car? You’ll immediately save up to $6,334 in GST on the purchase price. Plus, you’ll also save in income tax and GST on your running costs. And, it’s not a big hassle or lots of paperwork at tax time.
Flexibility
You’ve got options. Choose a Novated Lease for a new, used or existing car. Pick your lease term, typically 1 - 5 years. Select your service centre. Whatever your preferences, we’re here to help.
Convenient budgeting
Your car, and its budgeted running costs including fuel, servicing, registration and insurance, in one simple deduction from your pay. The only think that's not included is road tolls and infringements. Simple!
Superior purchasing power
Take advantage of our supplier network and buying power – get the car you’re after at a competitive rate. And enjoy discounts on maintenance, tyres and more throughout your lease.
Save time on admin
We’ll take the drivers seat on re-registering your car, sending you service reminders, and your monthly statements.
Easy upgrade options
At the end of your lease, you can choose to extend your lease or upgrade into a brand new car with a new Novated Lease and start the process of saving, all over again.
Tax savings
Unlike a traditional car loan, a Novated Lease allows you to save on tax. You won’t pay GST on the purchase price of a new car (up to $6,334), and some of your running costs will also be tax-free. Paying less income tax, means more money on payday! It’s a win, win.
Convenience
One single, budgeted payment covers your car finance and all your budgeted running expenses. Plus, you'll get access to our free concierge for easy service, maintenance and repairs, cashless fuel fill-ups with fuel cards, 24/7 roadside assistance, and accident claims management.
Easy for you and your employer
If you’re in the market for a car, the good news for both everyday working Australians and their employers. Our expert team can guide you and your employer through the process, making it easy and hassle free.
Easy for you
Seamless service
We have decades of experience helping thousands of Australians like you to salary package their car. Take advantage of our end-to-end service. From buying your car, to running it, and ending your lease – we’ve got you covered.
Reap tax savings
Through a Novated Lease you’ll save thousands on the new car purchase price - up to $6,334 on GST. Plus, you’ll save on income tax and GST with your car running costs.
Bundle-up your payments
We package up the cost of your car, its servicing and maintenance and other running costs into one payment. So you can stay on budget and on top of your finances.
Easy for employees
Attract, retain and reward top talent
Novated Leasing offers your employees tangible financial benefits they’ll love. And you can boost your employees pay without costing your organisation a cent.
Easy admin
Streamline the delivery of your employee benefits. We offer invoice and tied-to-payroll Novated Leasing solutions. Plus, our intuitive, purpose-built platform lets you review, approve and start an employee Novated Lease with the click of a button.
It makes financial sense
Salary Packaging and Novated Leasing brings benefits for your business, too. Your employees can reduce their taxable income while your business reduces its payroll tax and any consequential obligations (such as workcover calculations).
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NOVATED CALCULATOR
Estimate your savings
Get a quick estimate on how much you could save with a Novated Lease.