Novated car leasing benefits for personal use
Whether you’re considering new, used or ex-demo, a Novated Lease could help get you into the car you want sooner, easier and cheaper than the traditional ways of buying a car, such as a car loan or borrowing against your mortgage. You won’t even have to wait - the financial rewards stack up as soon as your lease starts and you reap the benefits throughout the life of your lease!
Get in touch today and we’ll talk you through your options.
SAVE NOW
Enjoy thousands in upfront GST savings
You can immediately save thousands in GST on the purchase price of a new car - up to $6,334#! Plus, rather than paying for your car lease with your take-home income (after you’ve paid income tax), you’ll pay a portion using your pre-tax salary. So, you turn tax to your advantage.
SAVE FOR YEARS
Enjoy ongoing running cost savings
Throughout the life of your lease, whether that's 1, 2, 3, 4 or 5 years, you'll save in GST and income tax on your budgeted running costs like servicing, maintenance, insurance, fuel or electricity charging, tyres and more.
ONE EASY MONTHLY PAYMENT
Car finance and budgeted running costs all bundled
We bundle your car finance and budgeted running costs into one easy payment on payday. Your budgeted running costs can be used to pay for costs like annual insurance and regular servicing, so you won't get hit with a big bill or unexpected out-of-pocket expenses. Plus, you can also claim the little stuff like a car wash to keep your drive looking fabulous.
Your car, your way!
In addition to fantastic tax savings, a FleetPartners Novated Lease gives you the freedom and convenience to get you into the car you want, for less.
Your car, your way
It’s your car and you should love what you drive. So, you choose the make, model, colour and accessories that work for your budget and your needs.
Adapt your lease with ease
We’ll help you set a budget according to your driving patterns. If these change, simply call us to adjust your budget throughout your lease.
Time-saving convenience
There’s no need to queue to get your car re-registered….we can do that for you. Plus, with our concierge service, we can help you book your car for maintenance with a repairer at a time that suits you. Our concierge service is free for our Novated Leasing customers and by booking through our network, you’ll get great rates and no out-of-pocket expenses.
Cashless fuel-fill ups and discounted maintenance
A FleetPartners Novated Lease provides access to discounts on repairs, maintenance, parts and labour, when you use our preferred authorised network of partners. Plus, never be stranded without fuel – your lease includes a fuel card for cashless fill-ups that can be used at more than 6,000 outlets across Australia.
Incredible service from start to finish
From sourcing the car and negotiating a great price to organising insurance, registration, servicing and even accident support (in the unlucky event you need it), we’re here to help. Plus, at the end of your Novated Lease, we’ll guide you through your options to buy, refinance or upgrade your car.
Your records at a glance
Access your easy-to-use online account wherever and whenever you want. So, you’ll always know how your budgets are tracking, what your car costs to run, and how much money you’re saving.
Sale and Leaseback
If you love the car you're already in but want the tax benefits and convenience of a Novated Lease, you should consider our 'Sale and Leaseback' option. We buy your car and lease it back to you, so you get all the benefits of a Novated Lease and can keep driving the car you love!
End of Lease options and flexibility
At the end of your lease, you've also got the flexibility to choose what's right for you. You can pay out the lease and keep your car, continue to reap the tax savings by extending your lease with a refinanceing or, you can upgrade to a new car with a new lease. Learn more about your end of lease options here >
Good for you AND good for the environment!
With the introduction of the Electric Vehicle Discount, certain vehicles are FBT-exempt, which means you could save even more with a Novated Lease.

You’ll pay 100% of the car finance and running costs from your pre-tax salary on zero and low-carbon emission cars including:
- Battery electric cars
- Hydrogen fuel cell electric cars
- Plug-in hybrid electric cars (only exempt until 1 April 2025)
and where the car retail value is below the luxury car threshold of $91,387 (current as at 2024/25). Or, in the case of a used or ex-demonstrator model, where the previous owner/s didn’t pay luxury car tax.
Or, check out our electric and plug-in hybrid frequently asked questions below.
Thinking about a new car?
Check out our latest vehicle specials!
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Electric
MERCEDES-BENZ
EQA H243 CITY EDITION 5DR SUV FWD AUT BEVEnds 30/09/2025
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Electric
MERCEDES-BENZ
EQB X243 CITY EDITION 5DR SUV FWD AUT BEV 7SEATSEnds 30/09/2025
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Electric
GEELY
EX5 INSPIRE 5DR SUV FWD AUT BEVEnds 30/09/2025
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Diesel
MITSUBISHI
PAJERO SPORT QG EXCEED 2.4 5DR SUV 4WD 8SPD AUT DIESEL 7SEATSEnds 30/09/2025
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Diesel
MITSUBISHI
TRITON MV GSR 2.4 4DR D/CAB UTILITY 4WD 6SPD AUT DIESELEnds 30/09/2025
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Electric
MITSUBISHI
OUTLANDER PHEV ZM GSR 2.4 5-DOOR SUV 4WD AUT UNLEADED PHEV 7SEATSEnds 30/09/2025
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Unleaded
TOYOTA
RAV4 AXAH52R GXL 2.5 5-DOOR SUV FWD CVT UNLEADED HEVEnds 30/09/2025
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Unleaded
KIA
SORENTO MQ4 GT-LINE 1.6 5-DOOR SUV 4WD 6SPD AUT UNLEADED PHEV 7SEATSEnds 30/09/2025
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Prem Unleaded
MAZDA
CX-80 GT 2.5 5-DOOR SUV 4WD 8SPD AUT PREM UNLEADED PHEV 7SEATSEnds 30/09/2025
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Electric
TESLA
MODEL Y LONG RANGE 5DR SUV 4WD AUT BEV 79 KWHEnds 30/09/2025
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Electric
BYD
SEALION 7 UK PREMIUM 5DR SUV RWD AUT BEV 83 KWHEnds 30/09/2025
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Prem Unleaded
BYD
SHARK 6 PREMIUM 1.5 4-DOOR D/CAB UTE 4WD AUT PREM UNLEADED PHEVEnds 30/09/2025
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Electric
KIA
EV5 GTLINE 5DR SUV 4WD AUT BEV 88 KWHEnds 30/09/2025
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Electric
smart
#1 HX11 PREMIUM 5DR SUV RWD AUT BEV 66 KWHEnds 30/09/2025
Love the savings a Novated Lease offers and and want to go shopping?
Use our online calculator to see how much you'll save.
NOVATED CALCULATOR
Estimate your savings
Get a quick estimate on how much you could save using a Novated lease for your next car.
Let’s start your estimate
Contact our Novated Leasing team
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FAQs for personal benefits
- What is a Novated Lease?
- What car expenses are included in a Novated Lease?
- What kind of car can I choose?
- How is my Novated budget calculated?
- How are the running costs managed?
- Can I arrange my own insurance?
- Can I use my leased car for personal use?
- Can I have multiple leases?
- Can I novate a car for a family member or partner?
- What happens if I change jobs?
- What happens if I go on unpaid leave?
- What happens at the end of my lease?
- What is Fringe Benefits Tax (FBT)?
- How is Novated Leasing taxed?
- Can I novate a car above the Luxury Car Tax (LCT) threshold?
- How is the lease payment made?
- If I have an accident do I have to sort it out?
- If the vehicle breaks down what am I covered for?
- How do I start the Novated Leasing process with FleetPartners?
Electric vehicle (EV) and plug-in hybrid electric vehicle (PHEV)
* Figures are based on the following criteria: 1) FleetPartners Novated Lease 2) Gross annual salary of $80,000; 3) QLD on road costs; 4) Travelling 12,000km p.a.; 5) 60-month lease term; 6) calculated using the Employee Contribution Method (ECM); 7) Assumed residual value based on residual percentage outlined by ATO guidelines as at 01/07/24; 8) Payments made monthly in arrears; 9) Budgeted running costs inclusive of vehicle finance, fuel (if applicable), servicing, 4 tyres over the lease term, scheduled maintenance, comprehensive motor vehicle insurance for a driver with no at fault claims in the past 5 years and re-registration over the period of the lease; 10) FBT exemption applied to eligible Electric Vehicles (if applicable) and GST saving up to $6,334 (as per ATO guidelines as at 01/07/24) ; and 11) Manufacturer discounts of $4,999.82 on the MY24 Mitsubishi Outlander PHEV ZM GSR 2.4 5-Door 7 Seat SUV 4WD. $7,804.36 on the MY25 Mitsubishi MV Triton GSR 0.9T Dual Cab Auto 4x4, and $5,750.00 on the MY25 Mitsubishi Pajero Sport QG Exceed 2.4 5dr SUV 4WD 8spd Auto Diesel 7 seats. The exact residual amount, as set by the ATO, will be specified in your vehicle quote and is payable at the end of the lease term. Vehicle pricing is indicative and correct at the time of publishing but may be subject to change based on vehicle availability or the options specifications and accessories selected. Vehicles must be ordered before 30/09/25 (unless extended) via the FleetPartners preferred dealer network. Savings estimate based on the tax savings of a Novated Lease calculated using the Employee Contribution Method compared to the financed purchase of the same vehicle over the same term at an equivalent interest rate paid from post-tax earnings. All applications are subject to eligibility and credit approval criteria. Terms and conditions, fees and charges apply.